Corporate & SME / Medical

Empower Your Workforce with Robust Corporate Medical Insurance Benefits

We understand that your employee's health is a top priority. We offer comprehensive corporate medical insurance solutions designed to cater to the unique needs of your business.

Insuring your health is important to

Access Effective treatment
Safeguard against unforeseen setbacks
Secure stress-free local and global coverage

Make Your Employees' Health a Priority with Corporate Health Insurance

We want to ensure that your employees can access quality healthcare services when they need them the most. Our corporate health insurance plans cover hospitalization, doctor consultations, diagnostics, and prescription medications. You can rest easy knowing that your employees are protected and cared for.

Tailored Corporate Medical Insurance Solutions for Your Company's Unique Needs

We understand that every business is unique, so we offer customisable plans. Our corporate health insurance options can be tailored to match your organisation's specific requirements and budget. Whether you need comprehensive coverage or a more basic plan with additional benefits, we can cater to your needs.

AIC Kuwait has a wide range of Medical Insurance products to cover Corporate Clients and Small & Medium Enterprise companies offering the following benefits.

Main Features

  • Plan Available at Annual Limit categories to KD10000, KD5000 and KD3000
  • Direct Billing Facility through Globemed.
  • Extended Cross Boarder Facility
  • Inpatient Benefits
  • Hospital Admission
  • Outpatient
  • Consultation
  • Lab, X-ray & Medications
  • MRI, CT Scans
  • Physiotherapy
  • Dental Coverages
  • Optical Coverages
  • Maternity Coverages
  • Newborn Benefits
  • Vitamin Supplements-Deficiency
  • Ambulance
  • Cash Benefits
  • Nursing Home
  • Parental Accommodation
  • Chronic Medication for 3 months
  • Worldwide Travel Assistance
  • Extended waiting Period Conditions
  • Credit Facility on demand
  • Wellness benefits
     

Additional Features

  • Second Medical Opinion
  • Diagnostic Tests
  • Vaccination of Children
  • Post Hospitalization treatment
  • Vitamins and Herbal medicine
  • Day Care Treatment & Surgery
  • Wellness Benefits
  • Complementary Treatment
  • Physiotherapy
  • Oncology
  • Emergency Local (Land) Ambulance
  • Medical expenses & treatment abroad
  • Covid Expenses
  • Medical Repatriation
  • Repatriation of Mortal Remains
  • 24 hrs emergency assistance line
     

Arabia terms will apply. 

Arabia is compliant with regulatory terms and conditions

From Basic to Long-Term: We Have the Coverage You Need

Whether you need basic health expense insurance or long-term health insurance, we've got a plan for you. Our private health insurance policies offer the convenience of local and global coverage.
 

  • Multiple Plans to satisfy your needs
  • Custom-designed individual policies
  • Wide range of Providers under Full and Limited Networks
  • Collection & delivery services available
  • Call Center is available 24/7 to assist with inquiries and in case of claims.
  • Flexibility in payment as per Company policy

 

SME Medical Insurance Products

Territorial Coverage
 

  • Elective - Kuwait only.
  • Emergency - Worldwide exclude USA & Canada
     

Health insurance doesn't promise perfect health, but it does protect your finances during health setbacks. It bridges you to quality care and peace of mind for the future. Choose health insurance today, and secure your tomorrow.

Eligibility Criteria for Business/ Corporates

Must be a registered and approved business legally by the regulations and guidelines in Kuwait.

Standard product for group size 5-100 employees. Minimum 5 employees in the organization. Requirements;

  • Civil ID
  • Health declaration form for Age above 60 and Group members below 10)

Eligibility Criteria for Employees

  • Full time working employee, must be included to the payroll of MoH list.
  • Employee should hold a valid residency under the  same company.

Simple Enrollment and Transparent Claims Process

Getting the coverage you need has always been challenging. We understand your time is valuable and want to make the enrollment process as smooth as possible. Our streamlined enrollment system, with user-friendly tools and dedicated support, ensures a hassle-free experience for you and your employees.


Quick and Transparent Claims Process

We know that you want a straightforward and transparent process for claims. Our online claims submission system and clear communication channels make it easy for your employees to receive reimbursements promptly. We are committed to ensuring the claims process is as hassle-free as possible.

 

Our reliable
reputation

8

Countries of operation

80+ Years

of regional expertise

95%

Claim settlement

BBB-

Strong issuer credit

B+

Solid financial rating

Why Select
  Arabia Insurance?

Customized Payment Options to Align with Your Company Policy 

Flexibility in payment terms to suit your company policy is valued. Customized payment options are offered to accommodate various business requirements.

Efficient Collection & Delivery Services

Efficient fleet management is crucial for business operations. Streamlined collection and delivery services are offered, facilitating convenient handling of your fleet insurance requirements.

Dedicated Call Center Support

The professional call centre operates to address your inquiries and provide assistance during the claims process. Prompt and reliable support is prioritised to resolve any concerns.

We're here to help you.

Contact one of our advisors to walk you through our insurance plans and help you make the right decision.

Have a question?
We’ve got you covered

We’ll tell you everything you need to know about insurance plans.

Health insurance is crucial as it provides financial protection against high medical costs. It covers expenses such as hospitalization, medication, and doctor's visits, allowing you to focus on recovery rather than worrying about medical bills.

Consider your age, lifestyle, health status, and financial capacity when purchasing health insurance. You should also consider the type of coverage the insurance plan provides, including benefits, network, inclusions, and exclusions, and whether it fits your specific health needs.

You should contact your HR department, broker, or AIC Claims Department to verify the eligibility.